BenefitCraft designs and stewards employee benefits programs for organizations of up to 500 people — group health, ancillary, voluntary, and Medicare. Independent guidance. Hand-built plans. A real human on the other end of the phone.
We work for you, not a carrier. That means honest comparisons and recommendations based on what fits your team — not what pays us best.
Our practice is purpose-built for organizations of up to 500. You won't get a junior account manager or a chatbot — you get the same advisor at hire #8 and hire #480.
Renewal isn't an event — it's a year-long conversation about what's working, what isn't, and what your people actually use. We stay close so you don't have to chase.
Fully-insured and level-funded medical plans built around your team's actual healthcare patterns — not last year's renewal letter.
The supporting cast that turns a medical plan into a real benefits package. Designed for the gaps your medical plan doesn't cover.
Employee-paid coverage that adds depth without adding to your premium burden. Strong differentiators in a tight labor market.
For owners, retirees, family members, and 1099 workers — guidance through Medicare's alphabet soup and the individual marketplace.
Reference-based pricing, direct primary care, and transparent network strategies that reduce costs while keeping the care your team actually uses.
Carved-out PBM solutions, formulary review, and rebate transparency — because the pharmacy line item shouldn't be the one nobody understands.
Employers saw a reduction in healthcare costs after implementing a wellness program.Zippia, 2023
Over half of individuals with mental illness do not receive treatment, often delaying or avoiding help due to fears of discrimination or potential job and income loss.MHA, 2023
Of employees who work for companies with wellness programs report being happy with their job and would recommend it to others.Zippia, 2023
We learn your team — demographics, claims patterns, what's worked, what hasn't, and what your people are actually asking for.
We model two or three plan structures across carriers and funding types, then walk you through the trade-offs in plain English.
Open enrollment, employee education in English and Spanish, carrier paperwork, and a clean handoff to payroll and HR systems.
Quarterly check-ins, mid-year claims review, and a renewal that lands on your desk explained — not as a surprise.
A broker who actually picks up the phone — and who explained our renewal in a way our team could follow without an HR degree.— A BenefitCraft client, 42-employee firm
Tell us about your team and what's working — or what isn't. If we're a fit, we'll keep talking. If we're not, we'll point you somewhere better.